How to select a secure payment gateway


Accept all major credit cards and electronic checks for your online business, retail store and mobile sales force through a single payment gateway service

A real-time payment gateway service provides merchants with a secure way to accept credit card payments and electronic checks. A secure online point of sale service allows the merchant to capture the customer's credit card or check the account information and then convey this information through an encrypted SSL connection. Successful transactions will allow you to move the customer's payment from the customer's credit card or from the current account to the merchant bank account.

The most valued real-time payment gateway services can be used to process sales of retail, mobile and online customers. As a merchant, you want to select a virtual point of sale service that can support your business as it grows. Therefore, you want to select a payment gateway service that can withstand multiple sales environments (eg Retailers, online and mobile) without needing to open multiple gateway accounts.

Since there are a lot of real-time payment gateways to choose from, I have provided a checklist to help you select the right service for your business. Finally, you must select a service that meets the unique requirements of your specific business.

Merchant Checklist to choose a payment service (for example, the features should be included at no additional cost):

or Real-time sales reports

o Virtual terminal / batch loads to process manual transactions

or virtual POS to process card transactions

o Recurring billing capabilities to process subscription and subscription services

o Integration method to integrate the processing of payments into your office software

or Online database

o Online help desk

or technical support "live"

or Load Balance for the processing of multiple commercial accounts through a single payment gateway account. This will become an important feature as your business grows.

o Commercial and open source payment modules

o Secure online business interface

or verification of address (AVS)

o Support to the retail software

o Payment modules CRM (support for free software and open source)

o Service compatible with PCI

Optionally, you should be able to select the following additional services:

o Electronic checks processing

o Advanced fraud protection tools

o Storage and storage of data in accordance with PCI to store customer payment data

o Mobile payment software (e.g., iPhone)

Always keep in mind that when you choose a payment service, you are selecting a service to process your customer payments, which is the lifeline of your business.


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